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BitterGeek
Pileated woodpecker
Joined: Jul 06, 2005
Posts: 189
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 Posted: Thu Jun 12, 2008 1:09 pm Post subject: Problems with background check |
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| Apparently the HR department at the financial software company I want to work for has found a few issues with my credit report. I did explain that I was delinquent on a few credit cards after being laid-off a few years ago. I explained that I've worked hard to clean those up and am more proactive about my finances. This may come up again. Should I disclose my AS to explain why I have struggled with my finances? |
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sinsboldly
Free Range Aspie
Joined: Nov 22, 2006
Age: 58
Posts: 8238
Location: Oregon, USA
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| Posted: Thu Jun 12, 2008 1:19 pm Post subject: |
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it might become a bone of contention later. If you can 'blame' your financial troubles on your 'disability' then they might think you are not going to own up to other issues in the employment the same way.
Extenuating circumstances it might have been, but it might come back to bite you later. You might want to save your neurological differences to protray in a good light when you first reveal your differences. (i.e. your powers of concentration, your adherence to schedule and goals, etc. not your spaced outedness in paying bills. 
Merle |
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sgrannel
Phoenix
Joined: Feb 21, 2008
Posts: 561
Location: USA
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| Posted: Thu Jun 12, 2008 1:26 pm Post subject: |
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Right. Your financial problems were caused by not enough money coming in, not AS. How is denial of employment supposed to help, and why is your personal financial situation any of their business anyway?
_________________
White coats to bind me
out of control, I live alone inside my mind
World of confusion, air filled with noise
who says that my life's such a crime? |
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ImMelody
Phoenix
Joined: Jun 10, 2008
Posts: 790
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| Posted: Thu Jun 12, 2008 1:37 pm Post subject: |
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| It's actually a common practice for your credit to come under scrutiny when you're working for a variety of companies. Main issues are when you're working with financial information. They feel there is a risk of losing money if you put paying your debt ahead of your job. Same with certain security clearances in government jobs. Same idea, they don't want you selling the country's secrets to pay off your bills. My mom has a job that she has to keep her credit good or else she'll lose the job. |
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penny07960
Snowy Owl
Joined: Jun 10, 2008
Age: 44
Posts: 154
Location: US - right coast
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| Posted: Thu Jun 12, 2008 1:52 pm Post subject: keep AS a private matter |
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I agree with the responses. Don't bring AS into the picture. After all, if "a mental disability" (from NT perspective) caused this problem in the past, and as this has not been "cured" then you are still a risk.
IMO it would be much better to say "I had a small problem due to a sudden lose of income, I recovered, paid off all debts and have since made changes to my savings plan to provide a bigger buffer so that this never happens again". Anyone can get into a bit of cash-flow trouble. The critical part is you own up to it (rather than take an "it wasn't may fault..." attitude), learned from it and took steps to prevent it going forward.
To those who expressed surprise about the inquiry, I do not know of any large corporations that do not do a credit check on prospective employees. Mine even does a google search to see what is out there. As someone commented, many gov background checks are even more intrusive. They get IRS data that is not available to private employers. |
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BitterGeek
Pileated woodpecker
Joined: Jul 06, 2005
Posts: 189
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| Posted: Thu Jun 12, 2008 2:00 pm Post subject: |
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| I just found out that the reported "alerts" happened when I was a Junior and a Senior in high school. One was for robbery (huh?!) and the other was for assault. I was too beaten down as a teenager to be a wild child/bad boy. I was too depressed to do anything criminally deviant. What are my rights and how do I get this crap off my criminal background check? |
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flailure
Phoenix
Joined: Dec 13, 2007
Posts: 634
Location: my office
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| Posted: Thu Jun 12, 2008 2:51 pm Post subject: |
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No, AS does not get mentioned since it is irrelevant to your skill set and the performance of your duties, and yes, a credit and background check for working at a financial institution is an absolute must.
You need to find out the scope of their investigation. Did they run a NACI (National Agency Check with Inquiries) or a LAC (Local agency check), or both? If they ran a NACI and produced results with a national scope, you may have to contact your nearest FBI field agency, or whatever other national agency was queried in the investigation, to have them help you remove the inaccuracies from your report. If they ran a LAC, they should be able to produce a copy of the results for you to take with you to each local agency listed so you can contest the inaccuracies. Yes, it will most likely involve legwork on your part.
Also bear in mind that even if these events did occur, they happened while you were a minor and are supposed to be expunged from your record. The company should not be privy to that information, and they should not even take it into consideration when selecting you for a job.
Generally, your credit report will not be a show stopper if you are currently paying everything on time and are not over 90 days delinquent on any revolving accounts. They look for large, recent, unresolved debt, or a consistent history of delinquencies, which could indicate that you would be a liability if you had access to sensitive information.
_________________
"What if there were no hypothetical questions?"
- George Carlin |
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n4mwd
Phoenix
Joined: Jun 08, 2008
Posts: 667
Location: Palm Beach, FL
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| Posted: Thu Jun 12, 2008 4:42 pm Post subject: |
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| I agree with the others. NT's see aspergers as a mental illness when its actually a learning disability. I wouldn't tell them anything. They will think you are like that Cho guy that shot up Virginia Tech. Do you think you have a chance getting that job if they think you are a potential Cho? |
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