psychohist wrote:
number5 wrote:
psychohist wrote:
auntblabby wrote:
only he would have been bankrupted, and probably lost his house and everything else of value.
You're mistaken. You can generally keep your house in a bankruptcy, less anything owed on a mortgage, which you would have owed anyway.
You are making a false assumption here.
I'm not making any assumption. I'm just responding to auntblabby's point by pointing out a truth: if you own your house, you can keep it through bankruptcy.
Quote:
Medical bankruptcies are very common and the current system destroys both lives and livelihoods of those who are unfortunate enough to become sick.
It's not "the current system" that destroys lives. It's severe sicknesses that destroy lives. And sometimes, those severe sicknesses are preventable; for example, if an alcoholic destroys their liver and needs a transplant, I don't see that others should have to pay for it.
I've already stated how one can easily be forced to sell their house to pay for medical expenses, even without bankruptcy. And yes the current system does destroy lives. Don't pull out the preventable illness cop out. Yes, some illnesses and injuries are preventable, but more often than not, the prevention comes directly from regular check-ups. Liver dysfunction is not always caused by alcoholism either as my friend did not drink at all.
Is is not enough that a family has to deal with a diagnosis of cancer for their kid? Is it really acceptable to say "oh well, tough luck" when their life's savings go down the drain as well? Should an insurance company be allowed to turn a profit off of it?
And as far as the 'why should I have to pay for it' logic goes - you already do. Hospitals pass off their bad debt to you as a surcharge for the uninsured. Every time an uninsured patient goes to the ER for an infection that could have been easily and much more inexpensively treated by a primary care doc, you pay. When a cold unnecessarily turns into pneumonia due to lack of care, you pay. When a baby is born with severe developmental delays because the mom could not afford prenatal care, you pay (this neglect becomes quite expensive over the course of the child's life). I think you see where I'm going with this one.