Greenspan Chides Republicans For Pushing To Extend Bush Tax

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Inuyasha
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12 Nov 2010, 12:08 am

auntblabby wrote:
psychohist wrote:
my biggest objection to Obamacare: it does nothing about this problem, and in fact makes it worse because Obama, bowing to union demands, made continued employer payment of health insurance a nonnegotiable part of his changes.
What's needed is a system where the individual makes the choices about his own health care, because it's only the individual that has an incentive to help himself over his entire life.


if employers are not to pay for employee healthcare, and the government is prevented from paying for health care, and the employees are paid insufficiently richly to afford the exorbitant premiums of real [read: actually covers the costs of routine acute/chronic care] health insurance, then what? chickens aren't the solution. :roll:


Many companies are dropping their health insurance for employees because Obamacare is so complex and screwed up that you need lawyers hired full time just to interpret it (if they can figure it out), many small businesses whom employees had insurance through them are losing their insurance for the same reason. The only way they can stay in business is dump everyone onto medicare and pay the fine.

Which quite frankly is what Obama wanted in the first place to force Universal Health Scam.



auntblabby
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12 Nov 2010, 1:15 am

Inuyasha wrote:
Which quite frankly is what Obama wanted in the first place to force Universal Health Scam.


you call it a scam, i call it survival.



ruveyn
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12 Nov 2010, 1:24 am

auntblabby wrote:
Inuyasha wrote:
Which quite frankly is what Obama wanted in the first place to force Universal Health Scam.


you call it a scam, i call it survival.


You can call it that until the Government starts to ration health care. Then we will turn into Canada (oh horrors!).

ruveyn



auntblabby
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12 Nov 2010, 1:32 am

ruveyn wrote:
auntblabby wrote:
Inuyasha wrote:
Which quite frankly is what Obama wanted in the first place to force Universal Health Scam.


you call it a scam, i call it survival.


You can call it that until the Government starts to ration health care. Then we will turn into Canada (oh horrors!).


what makes you think that those unfortunates too poor to pay for exorbitantly priced health insurance [hence being forced into financially ruinous tertiary care] are NOT being subject to just another form of rationing, that of primary care?
and YAY canada!



psychohist
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12 Nov 2010, 2:11 am

auntblabby wrote:
if employers are not to pay for employee healthcare, and the government is prevented from paying for health care, and the employees are paid insufficiently richly to afford the exorbitant premiums of real [read: actually covers the costs of routine acute/chronic care] health insurance, then what?

Total employee compensation would not change. It's just that the amount paid to health care, formerly controlled by the employers, would then be controlled by the employee.

Inuyasha wrote:
Many companies are dropping their health insurance for employees because Obamacare is so complex and screwed up that you need lawyers hired full time just to interpret it (if they can figure it out), many small businesses whom employees had insurance through them are losing their insurance for the same reason. The only way they can stay in business is dump everyone onto medicare and pay the fine.

Which quite frankly is what Obama wanted in the first place to force Universal Health Scam.

For small businesses, it goes further: Obamacare explicitly prohibits them from the previously common practice of forming joint pools to get more competitive health insurance rates.



number5
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12 Nov 2010, 9:24 am

auntblabby wrote:
number5 wrote:


"tightfisted"? the street-definition of "tightfisted" would have to include the common gouging practice of charging patients $10 for a single tablet of aspirin.


Hehehe, or $200 for a 2 minute "say ahh, you're fine, follow-up in 10 days."



number5
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12 Nov 2010, 9:28 am

Inuyasha wrote:
auntblabby wrote:
psychohist wrote:
my biggest objection to Obamacare: it does nothing about this problem, and in fact makes it worse because Obama, bowing to union demands, made continued employer payment of health insurance a nonnegotiable part of his changes.
What's needed is a system where the individual makes the choices about his own health care, because it's only the individual that has an incentive to help himself over his entire life.


if employers are not to pay for employee healthcare, and the government is prevented from paying for health care, and the employees are paid insufficiently richly to afford the exorbitant premiums of real [read: actually covers the costs of routine acute/chronic care] health insurance, then what? chickens aren't the solution. :roll:


Many companies are dropping their health insurance for employees because Obamacare is so complex and screwed up that you need lawyers hired full time just to interpret it (if they can figure it out), many small businesses whom employees had insurance through them are losing their insurance for the same reason. The only way they can stay in business is dump everyone onto medicare and pay the fine.

Which quite frankly is what Obama wanted in the first place to force Universal Health Scam.


Evidence please? No one can be dumped onto medicare or medicaid. One must qualify by age, disability, or low-income.



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12 Nov 2010, 9:30 am

auntblabby wrote:
ruveyn wrote:
auntblabby wrote:
Inuyasha wrote:
Which quite frankly is what Obama wanted in the first place to force Universal Health Scam.


you call it a scam, i call it survival.


You can call it that until the Government starts to ration health care. Then we will turn into Canada (oh horrors!).


what makes you think that those unfortunates too poor to pay for exorbitantly priced health insurance [hence being forced into financially ruinous tertiary care] are NOT being subject to just another form of rationing, that of primary care?
and YAY canada!


Or even the "fortunates" for that matter. My kid was on a 18 month waiting list with private insurance.



psychohist
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12 Nov 2010, 9:48 am

number5 wrote:
Or even the "fortunates" for that matter. My kid was on a 18 month waiting list with private insurance.

What was it for? Some things are more time sensitive than others.

For example, my father in law had a colon tumor removed early by private insurance, and he's fine. His wartime buddy in the UK had the same problem, but due to waiting lists for exams and surgery, ended up having to have half his colon removed and has to wear a colostomy bag. Waiting lists for cancer detection and treatment are common there due to their single payer system. Granted the UK system is even worse than Canada's.



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12 Nov 2010, 10:05 am

psychohist wrote:
number5 wrote:
Or even the "fortunates" for that matter. My kid was on a 18 month waiting list with private insurance.

What was it for? Some things are more time sensitive than others.

For example, my father in law had a colon tumor removed early by private insurance, and he's fine. His wartime buddy in the UK had the same problem, but due to waiting lists for exams and surgery, ended up having to have half his colon removed and has to wear a colostomy bag. Waiting lists for cancer detection and treatment are common there due to their single payer system. Granted the UK system is even worse than Canada's.


It was for a developmental pediatrician (autism diagnosis). The school district required the diagnosis to implement certain services. We have been fortunate that he hasn't needed many services, but I feel bad for the kids that do need services but must wait so long to receive them.

My father also had cancer, but he didn't know it or seek care because we couldn't afford it (no insurance at the time). He landed in the hospital with severe swelling due to stage 4 cancer that spread from his lungs to his liver. He died 4 days after arrival.



Inuyasha
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12 Nov 2010, 2:18 pm

number5 wrote:
It was for a developmental pediatrician (autism diagnosis). The school district required the diagnosis to implement certain services. We have been fortunate that he hasn't needed many services, but I feel bad for the kids that do need services but must wait so long to receive them.


That has nothing to do with Health Insurance, that has to do with the number of developmental pediatricians. The Doctor that diagnosised my ADHD only saw me because my mother knew his sister. He had to make room in his caseload to see me, and btw he gave up his Well Baby Practice to exclusively help children with ADHD, Autism Spectrum, or other Learning Disability.

number5 wrote:
My father also had cancer, but he didn't know it or seek care because we couldn't afford it (no insurance at the time). He landed in the hospital with severe swelling due to stage 4 cancer that spread from his lungs to his liver. He died 4 days after arrival.


Actually, he could have gone to the emergency room and have sought treatment earlier. By law, they would have had to treat him.



psychohist
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12 Nov 2010, 3:55 pm

Inuyasha wrote:
number5 wrote:
My father also had cancer, but he didn't know it or seek care because we couldn't afford it (no insurance at the time). He landed in the hospital with severe swelling due to stage 4 cancer that spread from his lungs to his liver. He died 4 days after arrival.

Actually, he could have gone to the emergency room and have sought treatment earlier. By law, they would have had to treat him.

While true, a lot of people don't like to do that, because they'll incur debts that they may prefer not to pay - and of course they don't know they have cancer until they're diagnosed. They're more likely to go to a doctor if they are covered by insurance. Part of the problem is that doctors charge many times higher rates for walk in fee for service patients than they do to insurance companies, due to the government influenced structure of the market.

Of course, his situation would likely not have been substantially different in the UK; queues would still have meant it would have been too late since he had a fast growing cancer.

What's needed here is changes to reduce medical costs - again, such as untying insurance from the employer, since his employer was obviously not providing it - so that insurance can focus on cheaper methods of prevention, making it more affordable.



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12 Nov 2010, 6:34 pm

Inuyasha wrote:
number5 wrote:
It was for a developmental pediatrician (autism diagnosis). The school district required the diagnosis to implement certain services. We have been fortunate that he hasn't needed many services, but I feel bad for the kids that do need services but must wait so long to receive them.


That has nothing to do with Health Insurance, that has to do with the number of developmental pediatricians. The Doctor that diagnosised my ADHD only saw me because my mother knew his sister. He had to make room in his caseload to see me, and btw he gave up his Well Baby Practice to exclusively help children with ADHD, Autism Spectrum, or other Learning Disability.

number5 wrote:
My father also had cancer, but he didn't know it or seek care because we couldn't afford it (no insurance at the time). He landed in the hospital with severe swelling due to stage 4 cancer that spread from his lungs to his liver. He died 4 days after arrival.


Actually, he could have gone to the emergency room and have sought treatment earlier. By law, they would have had to treat him.


Wow, I'm amazed at your insight to a complete stranger's life! (sarcasm)

You are completely wrong on both accounts. My son's long wait was for 2 reasons. One, the average wait to see the specific doctor we saw was 9 months. The second reason for the additional delay was that we had to fight the insurance company to pay for the evaluation. The kept telling us that the school district was responsible for evaluations, but that was BS because the school district does not have the authority to diagnose (or pay a doctor for a diagnosis). The school could do informal evals for limited service, but told us we needed a medical diagnosis for a full IEP, which our insurance would not pay for. We finally solved the problem through creative coding - a common practice among docs to get insurance companies to pay for the services they should be paying for.

With my dad, he was not the kind of man who would put his family in debt for what he pushed aside as being "stomach troubles." My mother literally dragged him into the ER when he couldn't get his shoes on. The whole ride there, he kept telling my mom how sorry he was for getting sick because he knew we couldn't afford it. I was 14 at the time and my disabled mother and I spent the rest of my adolescence on government assistance.

The ER does not provide preventative care. The ER is for sudden, life threatening illness or injury. They do not, and cannot replace primary care. Medical insurance could have saved my father's life, and the lives of thousands of others in similar situations. But I guess as long as "Obamacare" doesn't trample on your freedoms, you'd have no problem letting the uninsured die like dogs. And you call yourself a "Christian." :roll:



Inuyasha
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12 Nov 2010, 9:56 pm

number5 wrote:
You are completely wrong on both accounts. My son's long wait was for 2 reasons. One, the average wait to see the specific doctor we saw was 9 months. The second reason for the additional delay was that we had to fight the insurance company to pay for the evaluation. The kept telling us that the school district was responsible for evaluations, but that was BS because the school district does not have the authority to diagnose (or pay a doctor for a diagnosis). The school could do informal evals for limited service, but told us we needed a medical diagnosis for a full IEP, which our insurance would not pay for. We finally solved the problem through creative coding - a common practice among docs to get insurance companies to pay for the services they should be paying for.


And the doctor that diagnosed me refuses to take insurance nor will he take medicare. He has to be paid up front. And his caseload is full, the only reason he took me on as a patient was his sister knew my mother. And when you've had the same doctor for about 20 years (he diagnosed me in 2nd grade), he is kinda more than a total stranger.

number5 wrote:
With my dad, he was not the kind of man who would put his family in debt for what he pushed aside as being "stomach troubles." My mother literally dragged him into the ER when he couldn't get his shoes on. The whole ride there, he kept telling my mom how sorry he was for getting sick because he knew we couldn't afford it. I was 14 at the time and my disabled mother and I spent the rest of my adolescence on government assistance.

The ER does not provide preventative care. The ER is for sudden, life threatening illness or injury. They do not, and cannot replace primary care. Medical insurance could have saved my father's life, and the lives of thousands of others in similar situations. But I guess as long as "Obamacare" doesn't trample on your freedoms, you'd have no problem letting the uninsured die like dogs. And you call yourself a "Christian." :roll:


I'm sorry for your loss and the pain you went through. That doesn't mean one should blindly support an extremely bad bill just because it is supposedly health care reform. If they had to bribe their own party members with items that was clearly bribery and could have gotten the bill tossed based on the unconstitutionality of those bribes alone, that would be a pretty good indication that it is a bad bill. Further look up Obamacare and 1099 tax forms that is sure to help small businesses, NOT!



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12 Nov 2010, 10:15 pm

Inuyasha wrote:
number5 wrote:
You are completely wrong on both accounts. My son's long wait was for 2 reasons. One, the average wait to see the specific doctor we saw was 9 months. The second reason for the additional delay was that we had to fight the insurance company to pay for the evaluation. The kept telling us that the school district was responsible for evaluations, but that was BS because the school district does not have the authority to diagnose (or pay a doctor for a diagnosis). The school could do informal evals for limited service, but told us we needed a medical diagnosis for a full IEP, which our insurance would not pay for. We finally solved the problem through creative coding - a common practice among docs to get insurance companies to pay for the services they should be paying for.


And the doctor that diagnosed me refuses to take insurance nor will he take medicare. He has to be paid up front. And his caseload is full, the only reason he took me on as a patient was his sister knew my mother. And when you've had the same doctor for about 20 years (he diagnosed me in 2nd grade), he is kinda more than a total stranger.

number5 wrote:
With my dad, he was not the kind of man who would put his family in debt for what he pushed aside as being "stomach troubles." My mother literally dragged him into the ER when he couldn't get his shoes on. The whole ride there, he kept telling my mom how sorry he was for getting sick because he knew we couldn't afford it. I was 14 at the time and my disabled mother and I spent the rest of my adolescence on government assistance.

The ER does not provide preventative care. The ER is for sudden, life threatening illness or injury. They do not, and cannot replace primary care. Medical insurance could have saved my father's life, and the lives of thousands of others in similar situations. But I guess as long as "Obamacare" doesn't trample on your freedoms, you'd have no problem letting the uninsured die like dogs. And you call yourself a "Christian." :roll:


I'm sorry for your loss and the pain you went through. That doesn't mean one should blindly support an extremely bad bill just because it is supposedly health care reform. If they had to bribe their own party members with items that was clearly bribery and could have gotten the bill tossed based on the unconstitutionality of those bribes alone, that would be a pretty good indication that it is a bad bill. Further look up Obamacare and 1099 tax forms that is sure to help small businesses, NOT!


I'm not a huge fan of the health bill either, but that's because I don't think it went far enough. It essentially guarantees the insurance companies a bunch of new customers. I fully support a single payer system, medicare-for-all, universal health care, or whatever it's called these days. However, I'd prefer the current bill to the status quo anyday.



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12 Nov 2010, 10:52 pm

Inuyasha wrote:
Actually, he could have gone to the emergency room and have sought treatment earlier. By law, they would have had to treat him.


only he would have been bankrupted, and probably lost his house and everything else of value. america is the only western nation that treats its own citizens in this inhumane manner.
when i get deathly ill, i hope a compassionate neighbor dresses me up in a dog costume and takes me to the vet.