Vehicle Insurance and AS

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So, say I went to the doctor and got tested for and found to be blessed with AS, would I have to tell my car/bike insurance company?
Would my insurance be invalid if I didnt tell and a medical report revealed it?
Would my premiums be higher?
Do I have to drive so fast because my brain is so quick at assesing information that 30mph feels like Iam standing still?

Nambo,

Very interesting you mention about insurance and AS. In Ontario there has been a proposal from the provincial government to revoke the driving licences of all who are deemed to be mentally ill, including those who have AS. As fas as I know, it hasn't been enacted yet.

Go figure! I drove taxi for some time and got promoted and given one of the better cabs of the fleet when I was with the taxi company.

At this time I don't own a car so I couldn't give you a straight answer but it would be worth finding out where do we Aspies stand with the insurers if we revealed them our tic

Well here in NY at least for me my inshurance is the same as anybody else's (NT's anyways) I dont have any added expences but then again my DX is 16+ years old. heh. I have a hard time beleiving that that influences inshurance rates tho.

Nogt a good idea to mention it

ill second that, if its not nessissary why bother ?

0_equals_true is right. DON'T mention it! I once slipped up, and told my insurance agent about my moving 20 miles further east. I DID tell him earlier, but he said like "Wait a minute...?" I said "Yep, I did". My insurance went up about $240/year! The move had NO influence on anything, but my rates went up.

ALSO, my mother once got a room of insurance agents to laugh when she called to ask how much it would cost to insure her teenage son!

In the US rates for male drivers are almost double what females pay until they reach something like age 40. They do give both male and female drives a decent decrease in insurance premiums though once they reach 25 as supposedly people are more mature by then.

I live in the U.S., so I don't know if it's any different here, but I have never been asked about any medical condition when determining car insurance rates, and I think it would be illegal to base it on that. When getting my license at the DMV they ask if I've ever had anything that caused me to faint, but I think that's so it doesn't happen unexpectedly behind the wheel.
I know some of the things that do affect my insurance because my agent is pretty open about it and tries to get me the best deal, and I've been with them a long time:

How long you've had insurance (and how long with one company - longer the better)
Any breaks in the time you had insurance (breaks in insurance = bad)
Type of car - make, model, age, safety features, etc.
Where you live and work
How far you drive to work and the type of driving (commuting, occasional, etc)
How old you are - it will keep going down as you get older based on statistical likelihood of wrecks
Gender - Males do pay more, because they get in more wrecks
Student status (breaks for good grades, while in school and up to 5 years after graduation)
Driving record (moving violations only)

Funny, in my life, the worst drivers, people I hit because of their actions(Pulling onto busy streets and stopping, etc...) and people that hit me, over 80% were FEMALE! That includes my mother!

I'm not saying women are bad drivers, but my experience with them certainly hasn't been great. Then again, most were obviously jewish too, though my mother isn't.

In Australia rates for male drivers are almost double what females pay until they reach something like age 40. They do give both male and female drives a decent decrease in insurance premiums though once they reach 25 as supposedly people are more mature by then. Also probationary licence (new drivers) regardless of age here are also charged very highly.

We are lucky in that people with disability can go through a special testing route designed for them and their disability. I am planning to do this within the next 6-12 months.

I'd keep quiet. There are probably millions of AS sufferers on the road right now and I don't think it will affact their driving.

Hang on a moment.................

Given that AS sufferers tend to follow rules and regulations more strictly than NTs shouldn't that make use BETTER drivers?

Ed Almos

Ha! I'm pretty strict about following what I"m supposed to do, and get mad when I constantly see drivers breaking the law. If people are going to break the law, they should have a good, well thought out reason for doing it, not because of a misguided attempt to get somewhere faster.

I don't think I would mention it. But you could aways phone a few insurance companies for a quote, say you have AS and see if the quotation goes up. I bet most of them won't even have heard of it