Credit Score as a Factor in Evaluating a Romantic Partner

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http://finance.yahoo.com/news/perfect-1 ... 17521.html

It looks like one's credit score is becoming an increasingly important, and very practical factor, in considering whether to pursue a romantic relationship with another person.

Obviously, one evaluates another person's wealth, profession, possessions, etc.

I remember Suze Orman recommending that people who might potentially fall in love with each other to look at each others' FICO score.

A good score is important in being able to secure good credit.

Another reason why it is important: if you marry someone who carries a million dollars worth of student loan debt, and your spouse suddenly dies, then you are responsible for paying off your dead spouses debt.

At what point in the relationship do you bring up FICO scores?

Money issues often end up being among the primary causes of divorce, and if you're a saver then you might want to know if you're getting involved with a spendthrift early on, so that you can cut things off before you get too involved with the person.

That reminded of that date (enforced date, long story) who asked me "how much is your salary?", it was the 2nd or 3rd question.


and when I automatically replied she was like "only that much?" - and oh, she doesn't work, very fat, lame and drop out university student, she should have been thankful that I even given her the time of day.

I don't like credit scores. When I go to the bank they're always pushing credit cards as a good way to amp up my credit score, which to my knowledge, has never once dropped. Surely the fact that I can save and have saved should mean more than simply requesting and never using a credit card?

But using credit as a way to determine partners? It's not a deal-breaker to me. I think you intuitively estimate a person's financial clout, so to speak, during dating anyway.

I think you should just go with the person you like and get along with. Someone could have a good FICO score, but a lousy personality.

I think my credit score is between 500-600. Is that bad? I don't think I owe anything though unless I still have old medical bills that they expect to be paid. They gave up on sending me bills.

I really wouldn't care about a potential partners credit score, as long as she does not use a lot of money without being able to pay back, giving her a huge debt etc... Also a student would probably have quite a lot of debt. So yea, I really don't care about credit rating, as long as she does not use a lot of money. It's totally unimportant to me whether she's rich or poor.

Talk about gold-digging...

[youtube]http://www.youtube.com/watch?v=E5RSrNFj_is[/youtube]

I think I recall a WP member who has posted many times, and with words to the effect that all else being equal, that people are more attracted to wealth than to poverty. Now here is evidence to support his claims.

Too bad I can't recall that member's name...

[youtube]http://www.youtube.com/watch?v=0k3GTW3ecvo[/youtube]

Bloody hell, why on earth use the statistical analysis of a person's credit history for that?
Can't the quants model dating histories?

OK then if financial advisors are the new agony aunts,
is in it about time for Love and Dating to get a name change to Mergers and Acquisitions!

Bloody hell, why on earth use the statistical analysis of a person's credit history for that?
Can't the quants model dating histories?

OK then if financial advisors are the new agony aunts,
is in it about time for Love and Dating to get a name change to Mergers and Acquisitions!

• Once you have his ring ... never give it back.
• Never pay more for the wedding than you have to.
• Never allow family to stand in the way of marriage.
• A man is only worth the sum of his possessions.
• Keep your options open.
• Small print in the pre-nuptual agreement leads to large risk.
• Love is fleeting, but greed is eternal.
• A woman is only a woman ... until a better one comes along.
• A Man without a mistress is no Man at all.
• Satisfaction is never guaranteed.
• Never place marriage above profit.
• A wise man can hear profit in the honeymoon video.
• Nothing is more important than your health ... except for your money.
• There's nothing more dangerous than an honest husband.
• Never make fun of your husband's mother ... insult something he cares about instead.
• It never hurts to suck up to the in-laws.
• Marriage is good for business.
• Divorce is good for business.
• She can touch your heart but never your stock portfolio.
• Never confuse a one-night stand with love.
• Don't trust a woman who looks more attractive than yourself.
• The bigger her smile, the sharper her knife.
• Good wives are as rare as diamonds ... treasure them.
• There is no substitute for a full coital engagement.
• Free marriage advice is seldom cheap.
• Keep your lies consistent.
• The riskier the affair, the greater the thrill.
• Win or lose, there's always another woman.
• Every once in a while, declare undying love. It confuses the hell out of your wife.
• Beware of her apparent need for knowledge.
• The shallower the personality, the higher the price.
• Never let the in-laws know what you're thinking.
• Every woman has her price.
• Trust is the biggest liability of all.
• Beauty decays, but diamonds last forever.
• Let her keep her reputation. You keep your money.
• Hear all, trust nothing.
• Never cheat on your wife ... unless you're sure you can get away with it.
• It's always good sense to know about new girlfriends before they walk in the door.
• Sometimes the only thing more dangerous than a question is an honest answer.
• Never argue with your wife on an empty stomach.
• Always know what you're asking for.
• Beware the woman who doesn't make time for sex.
• Gold lasts longer than lust.
• You can't buy love, but you can rent lust.
• Never be afraid to evade the truth.
• A wife is a luxury ... a smart accountant is a necessity.
• A wealthy man can afford anything except a conscience.
• Never allow doubt to tarnish your love of wealth.
• When in doubt, lie.
• Deep down, everyone's a cheater.
• No good deed ever goes unpunished.

^

• Can-worms taste better with garlic.