WIll this life of mine ever improve?

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I am not sure why you are studying finance if you know a lot about stereos.

However maybe your goal could be to work for a company that sells such products as an accountant..

or you could completely change careers.

You're in your FIFTH year and working hard to get grades of Cs and Bs? Why are you pushing yourself so hard in a career field that causes you more stress than happiness? Even if you get through college, you will end miserable in a job you truly hate.

Go to your college's counseling center and talk to a counselor to help you discover where your true, natural abilities lie as well as your real interests. Some, if not all, of your courses are likely transferable to a new college major more suitable to your
abilities and interests.

There is an absolute truth to the saying..."Do what you love and the money will follow."