I feel doomed.
Sweetleaf
Veteran
Joined: 6 Jan 2011
Age: 36
Gender: Female
Posts: 35,278
Location: Somewhere in Colorado
Yeah I screwed up this semester of college, I don't really care though because I have not had any motivation for it since like half way through last semester. I kinda wish I had never even gone to college, but I figured it was the best way to get out of the house and be on my own without actually having to learn the skills nessisary to survive/function in this horrible society. I thought I could have the illusion I was a responsible individual with full control of my life while getting a degree and by the time I got my degree and a career I would not have to worry about being a bit on the weird side.
Well I was wrong.
So yeah I don't really have many job skills, my dad might be able to hook me up with work but its going to be a while so I might have to look at other options. And basically all I have to live on until I figure out another income is what's left from the grants/loans for this semester. I decided I might as well rather fail then drop if I drop anything now then they will want that back immedeitly rather than in 6 months when I will probably have to defer the payments due to inability to pay.
So yeah I don't really know what to do anymore, I am still uncomfortable at my moms place I hate not being able to just be myself around her..........but if I did that I would have to let her know more then she needs to about my life and I doubt she would like it very much. Besides I feel like I cannot trust her or her boyfriend I know realistically there is not much either of them can do to interfere too much with my life but it still does not help when I feel like they are looking for signs of incompatency or insanity.
and yet again I feel I have pointlessly rambled and forgot the actual point/concern that was really bothering me.......maybe its in there somewhere.
_________________
Tis the time to melt the Ice.
I think what you need here more than anything is a plan, you've got a real resource here in WP in cheer-leading, ideas, insights, maybe even actual assistance, but you need to decide what you want to do first.
Need a diagnosis? I can tell you a bit about getting one from a private doctor, there are others here who can describe getting one through the state system.
Want to file for SSI or other government benefits? I can tell you a lot about that as it applies in WA state, others can tell you about their experiences elsewhere, possibly even in Colorado.
Need help negotiating about those student loans? Someone here has gone through it and would be happy to share.
I can tell you right now that you're probably not as screwed there as you think, there are many ways to postpone repayment or bargain with your professors about accommodating you in fixing your grades, they're usually reasonable people.
Get diagnosed and in the state system and they may forgive the loans entirely, I've seen it done.
You just need to decide what you want to do and tell us, there are many people on here who would like nothing more than to help you if you'll let us. You don't need a grand life plan, just what you want to do first would suffice.
Hell, if this was 3-4 years ago I probably could have made a couple of calls to old bosses in Lakewood or Arvada and gotten you a job interview just on my word, though I've since let those contacts grow cold. I'd have been happy do that too, like most people I'm actually eager to lend a helping hand where I can, it's feeling impotent that i can't stand. Just give people a chance to help you, you might be pleasantly surprised. The system may suck, but the average person is still usually decent, kind and generous if you let them be.
_________________
Your boos mean nothing, I've seen what makes you cheer.
- Rick Sanchez
Sweetleaf
Veteran
Joined: 6 Jan 2011
Age: 36
Gender: Female
Posts: 35,278
Location: Somewhere in Colorado
Need a diagnosis? I can tell you a bit about getting one from a private doctor, there are others here who can describe getting one through the state system.
Want to file for SSI or other government benefits? I can tell you a lot about that as it applies in WA state, others can tell you about their experiences elsewhere, possibly even in Colorado.
Well I am not even sure there is any point in getting a diagnoses, all that will do is give employers one more reason not to hire me...if I put that I have mental issues on applications. Also SSI would hardly be enough to live on, though it is the only way I can get on medicaid......can't afford health insurance or anything like that.
Need help negotiating about those student loans? Someone here has gone through it and would be happy to share.
I can tell you right now that you're probably not as screwed there as you think, there are many ways to postpone repayment or bargain with your professors about accommodating you in fixing your grades, they're usually reasonable people.
Get diagnosed and in the state system and they may forgive the loans entirely, I've seen it done.
All I have to do about that is defer the payments, basically I probably just have to call when I get my first letter from them and set up a deferrment plan or whatever. Also the semester is basically over I have till monday to turn in whatever I can finish by then which won't be everything so I will have to accept whatever grade I get........and what would getting into the state system involve? that sort of stuff does make me a little paranoid I mean I don't want to end up being considered incompetant or anything like that.
You just need to decide what you want to do and tell us, there are many people on here who would like nothing more than to help you if you'll let us. You don't need a grand life plan, just what you want to do first would suffice.
I don't really have a clue what I would want to do, lately I feel like I would prefer to not do anything at all because everything seems to take too much effort. I know I need some form of income because once what I have runs out I'm broke.
Hell, if this was 3-4 years ago I probably could have made a couple of calls to old bosses in Lakewood or Arvada and gotten you a job interview just on my word, though I've since let those contacts grow cold. I'd have been happy do that too, like most people I'm actually eager to lend a helping hand where I can, it's feeling impotent that i can't stand. Just give people a chance to help you, you might be pleasantly surprised. The system may suck, but the average person is still usually decent, kind and generous if you let them be.
Also I would like to think that, but I tend to see more average people being complete jerks......and less of them being decent, kind and generous. but either way things aren't all bad but they seem more bad than good, that's for sure.
_________________
Tis the time to melt the Ice.
Here's some of what I know about a few of your concerns.
Getting diagnosed. The only real harm that can come from this is if later in life you try to get private health insurance on your own. You don't put it on your job application, you don't have to tell people, but when it comes to getting help it can be invaluable. It can open the door to financial and medical assistance, job placement, training, college, you name it.
Like I mentioned once before, I believe you're young enough to file as an adult disabled child, which would allow you to use your parent's social security history to determine your benefits. This would not make you dependent on them, they would barely need to be involved in the process, but it could give you some independence as you could qualify for significantly more money as a result. I rented a pretty nice apartment in Lakewood, place called The Willows on Jewell if you know it, for about $500/mo back in 2004. When I talked to the SS people years ago, if I'd been able to file as an adult disabled child I'd have been eligible for $1200-1600 a month for as long as I remained disabled. That's livable, not great, but livable, especially when you figure in what you may qualify for in EBT food benefits and state medical.
You can even work for a set amount a month without losing your benefits, and even if you exceed that amount they continue to pay for up to 9 months to allow you to get on your feet. Think about it, you could work part time and go to school, while the state helps you out enough so that you don't need a roommate or to live in squalor. In your case, I'd think getting away from your family situation alone would be worth the hassle.
I won't BS you, the interviews suck and they'll make you feel like a crook and a fraud trying to steal their money, but once you get past that the SS people will do everything in their power to keep you in the system. You'll become a headcount for them, one more thing to point to when it comes time to justify their budget. That's one thing I have a problem with in this system, but in your case it's to your advantage.
You also don't have to worry about being on any lists or anything, AS is considered a disability but it's not like something they hospitalize you for or declare you incompetent. I've got my AS status in many, many systems out there and I also have nearly every firearms related permit short of a machinegun license, and I could get one of those too if it was legal in my state. Trust me, if they let me have guns with my AS status and extensive medications history, they won't bother you at all.
As to people, it really sounds like you've had a bad run, but please don't give up on the species just yet. The best saying I've heard is the old "I hate people, but like the average Tom, Dick or Harry", I think that's a pretty healthy way to look at it. I think meeting some new people would help, your family situation does sound pretty toxic and that can lead to tunnel vision about how people are. The news doesn't help either, they really do emphasize the worst of humanity.
_________________
Your boos mean nothing, I've seen what makes you cheer.
- Rick Sanchez
nick007
Veteran
Joined: 4 May 2010
Gender: Male
Posts: 28,552
Location: was Louisiana but now Vermont in capitalistic military dictatorship called USA
Your wrong about filling as an adult disabled child. I was born with my disabilities & I applied when I was 20 & I just got SSI because I applied as an adult so my parents stuff was not a factor at all. I got SSI because I hadn't worked enough to pay into the system. BTW incase anyone here is wondering; the SSI amount for this year is $674 but it's going up to $698 next year.
That applies to Social Security Disability which she won't be eligible for. When you work on SSI; every $2 you make before taxes gets deducted from your SSI check but you still get to keep your Medicaid & you have the SSI to fall back on if the job doesn't work out or if you have to miss a lot of work or something.
_________________
"I don't have an anger problem, I have an idiot problem!"
"Hear all, trust nothing"
https://memory-alpha.fandom.com/wiki/Ru ... cquisition
Sweetleaf
Veteran
Joined: 6 Jan 2011
Age: 36
Gender: Female
Posts: 35,278
Location: Somewhere in Colorado
Getting diagnosed. The only real harm that can come from this is if later in life you try to get private health insurance on your own. You don't put it on your job application, you don't have to tell people, but when it comes to getting help it can be invaluable. It can open the door to financial and medical assistance, job placement, training, college, you name it.
Like I mentioned once before, I believe you're young enough to file as an adult disabled child, which would allow you to use your parent's social security history to determine your benefits. This would not make you dependent on them, they would barely need to be involved in the process, but it could give you some independence as you could qualify for significantly more money as a result. I rented a pretty nice apartment in Lakewood, place called The Willows on Jewell if you know it, for about $500/mo back in 2004. When I talked to the SS people years ago, if I'd been able to file as an adult disabled child I'd have been eligible for $1200-1600 a month for as long as I remained disabled. That's livable, not great, but livable, especially when you figure in what you may qualify for in EBT food benefits and state medical.
You can even work for a set amount a month without losing your benefits, and even if you exceed that amount they continue to pay for up to 9 months to allow you to get on your feet. Think about it, you could work part time and go to school, while the state helps you out enough so that you don't need a roommate or to live in squalor. In your case, I'd think getting away from your family situation alone would be worth the hassle.
I won't BS you, the interviews suck and they'll make you feel like a crook and a fraud trying to steal their money, but once you get past that the SS people will do everything in their power to keep you in the system. You'll become a headcount for them, one more thing to point to when it comes time to justify their budget. That's one thing I have a problem with in this system, but in your case it's to your advantage.
You also don't have to worry about being on any lists or anything, AS is considered a disability but it's not like something they hospitalize you for or declare you incompetent. I've got my AS status in many, many systems out there and I also have nearly every firearms related permit short of a machinegun license, and I could get one of those too if it was legal in my state. Trust me, if they let me have guns with my AS status and extensive medications history, they won't bother you at all.
As to people, it really sounds like you've had a bad run, but please don't give up on the species just yet. The best saying I've heard is the old "I hate people, but like the average Tom, Dick or Harry", I think that's a pretty healthy way to look at it. I think meeting some new people would help, your family situation does sound pretty toxic and that can lead to tunnel vision about how people are. The news doesn't help either, they really do emphasize the worst of humanity.
Well I did want to try to get on SSI again, mostly so I can have medicaid.......that's another thing though if I got on it and then still find work and they decide to cut my benifits then does that also cut me off from medicaid? In my state if your under 65 years old you have to be on disability to get medicaid.......so what if I want healtcare coverage I cannot work? or have to keep it at a minimum?
Also usually when I use my moms income for anything I have access to less because of how high her income is, that is part of why I have to drop out of college. I don't qualify for all the grants so I still have to take loans. Also though I am quite burnt out on it and cannot see myself focusing on it any time soon so my plan is not to go to school and work part time.
_________________
Tis the time to melt the Ice.
I don't know your relationship with your Mom, but if she is concerned about you, it may help to open up to her. Just about what you would feel comfortable talking about, but she may be supportive.
I tried to conceal things from my Mom, but she said it just made her feel worse, cause if she didn't know what was wrong, she couldn't help.
Sweetleaf
Veteran
Joined: 6 Jan 2011
Age: 36
Gender: Female
Posts: 35,278
Location: Somewhere in Colorado
I tried to conceal things from my Mom, but she said it just made her feel worse, cause if she didn't know what was wrong, she couldn't help.
No its not that sort of thing at all, it would probably be worse if I was open with her about everything.........there are some things she really does not need to know as that won't help anyone. Besides whenever I do try to be at least kind of open about how I feel she does not seem to understand the points I'm getting at.
_________________
Tis the time to melt the Ice.
nick007
Veteran
Joined: 4 May 2010
Gender: Male
Posts: 28,552
Location: was Louisiana but now Vermont in capitalistic military dictatorship called USA
You will still be considered disabled while you work as long as you don't have medical evidence that your conditions have improved. That's one of the few ways the program actually encourages people to go to work. I kept my Medicaid while I was making $8 an hour working 55+ hours a week at WalMart & I also had WalMart's health insurance because none of the docs in my area accept Medicaid due to my area being hard-core conservative & having budget problems for the last 10+ years
The trick is to make sure you do NOT have your name on any of your mom's financial accounts & you tell the government that you are giving her money to contribute to the household expenses. Your mom can still help you out without the government knowing by writing out checks to pay your bills or giving you cash instead depositing money into your account
_________________
"I don't have an anger problem, I have an idiot problem!"
"Hear all, trust nothing"
https://memory-alpha.fandom.com/wiki/Ru ... cquisition
I tried to conceal things from my Mom, but she said it just made her feel worse, cause if she didn't know what was wrong, she couldn't help.
No its not that sort of thing at all, it would probably be worse if I was open with her about everything.........there are some things she really does not need to know as that won't help anyone. Besides whenever I do try to be at least kind of open about how I feel she does not seem to understand the points I'm getting at.
Yeah, it can make things worse ... especially if she doesn't understand. That can make you feel even more isolated.
Sweetleaf
Veteran
Joined: 6 Jan 2011
Age: 36
Gender: Female
Posts: 35,278
Location: Somewhere in Colorado
You will still be considered disabled while you work as long as you don't have medical evidence that your conditions have improved. That's one of the few ways the program actually encourages people to go to work. I kept my Medicaid while I was making $8 an hour working 55+ hours a week at WalMart & I also had WalMart's health insurance because none of the docs in my area accept Medicaid due to my area being hard-core conservative & having budget problems for the last 10+ years
Holy crap how did you withstand 55+ hours a week at Wal-Mart? My brain starts feeling like its being fried in that store after about a half hour if even that. Certainly not the job for me, and yeah as it stands I don't really have medical evidence either way that I am or am not disabled in any way.
The trick is to make sure you do NOT have your name on any of your mom's financial accounts & you tell the government that you are giving her money to contribute to the household expenses. Your mom can still help you out without the government knowing by writing out checks to pay your bills or giving you cash instead depositing money into your account
No, I cannot be obligated to give her money......she has a lot more money than I do and a steady job to keep making money, if anything she should give me money to help my expenses since I am the one with much less and less of an ability to find adequate work. So I think as a 22 year old going on 23 I would prefer to register myself as struggling adult who does not want their mom involved with any of their financial stuff.
Luckily my dad is back too and waiting on work, so he can probably help me with getting out of my moms house.....I feel like I can trust him a bit more, though I would still prefer to register for things like college, SSI or whatever as an independent adult.
_________________
Tis the time to melt the Ice.
Sweetleaf
Veteran
Joined: 6 Jan 2011
Age: 36
Gender: Female
Posts: 35,278
Location: Somewhere in Colorado
I tried to conceal things from my Mom, but she said it just made her feel worse, cause if she didn't know what was wrong, she couldn't help.
No its not that sort of thing at all, it would probably be worse if I was open with her about everything.........there are some things she really does not need to know as that won't help anyone. Besides whenever I do try to be at least kind of open about how I feel she does not seem to understand the points I'm getting at.
Yeah, it can make things worse ... especially if she doesn't understand. That can make you feel even more isolated.
Yes that it can.
_________________
Tis the time to melt the Ice.
CockneyRebel
Veteran
Joined: 17 Jul 2004
Age: 51
Gender: Male
Posts: 121,217
Location: In my own little country
Sweetleaf
Veteran
Joined: 6 Jan 2011
Age: 36
Gender: Female
Posts: 35,278
Location: Somewhere in Colorado
nick007
Veteran
Joined: 4 May 2010
Gender: Male
Posts: 28,552
Location: was Louisiana but now Vermont in capitalistic military dictatorship called USA
You will still be considered disabled while you work as long as you don't have medical evidence that your conditions have improved. That's one of the few ways the program actually encourages people to go to work. I kept my Medicaid while I was making $8 an hour working 55+ hours a week at WalMart & I also had WalMart's health insurance because none of the docs in my area accept Medicaid due to my area being hard-core conservative & having budget problems for the last 10+ years
Holy crap how did you withstand 55+ hours a week at Wal-Mart? My brain starts feeling like its being fried in that store after about a half hour if even that. Certainly not the job for me, and yeah as it stands I don't really have medical evidence either way that I am or am not disabled in any way.
The trick is to make sure you do NOT have your name on any of your mom's financial accounts & you tell the government that you are giving her money to contribute to the household expenses. Your mom can still help you out without the government knowing by writing out checks to pay your bills or giving you cash instead depositing money into your account
No, I cannot be obligated to give her money......she has a lot more money than I do and a steady job to keep making money, if anything she should give me money to help my expenses since I am the one with much less and less of an ability to find adequate work. So I think as a 22 year old going on 23 I would prefer to register myself as struggling adult who does not want their mom involved with any of their financial stuff.
Luckily my dad is back too and waiting on work, so he can probably help me with getting out of my moms house.....I feel like I can trust him a bit more, though I would still prefer to register for things like college, SSI or whatever as an independent adult.
It was very difficult especially at 1st but I was lucky because I did floor-maintenance/cleaning & we were a specialty department so management wasn't involved too much except for pulling us off & we had some of the rejects from other departments some of who were real slackers. I was originally hired to be a grocery stoker but I had problems with that because of my low vision & tremors & people in that department didn't really work with me to show me the ropes so I was transferred after 2 days. My supervisor & a couple others in maintenance saw I was trying even thou I was struggling so they helped me out a lot. I learned & grew a lot from the experience & I was kind of an unofficial backup to my supervisor by the time I left after being there for 25months & surviving 3 Christmases.
I would suggest trying to get all your medical stuff together like paperwork from different docs or psychs you saw & dates from when you saw em; especially anyone you talked about about depression, other emotional issues, leaning problems, attention issues, social issues, physical issues that might could limit or affect you with employment, or anything like self-harm. If you do get approved for SSI; you may not get the full amount at 1st. I only got like a third of it because I hadn't been contributing towards the household before I got on it because I hadn't had any income before. I told em I was contributing after I got my 1st check & they started giving me the full amount. I didn't contribute to the household except when I was working at WalMart thou(I worked as a dishwasher at IHOP for 10months before WalMart & I didn't get on Social Security Disability till 2 years after I left WalMart) because I was paying for private health insurance(I continued it under COBRA after I left WalMart) & I had to pay for lots of other medical expenses but I still had to lie & tell Social Security that I was giving my parents money because they don't consider health care cost necessary living expenses. Medicaid was supposed to cover my health care but it was worthless for anything except prescriptions because no docs here accepted it. BTW I had to keep less than two thousand in assets to stay eligible for SSI; I'm not sure if that limit is getting increased next year with the COLA(Cost Of Living Adjustment) but I'm betting it won't.
I'm glad your dad might be able to help. My parents helped me with that stuff to but I'm not close with mine either. I hope something I mentioned will be helpful
_________________
"I don't have an anger problem, I have an idiot problem!"
"Hear all, trust nothing"
https://memory-alpha.fandom.com/wiki/Ru ... cquisition
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